Access to cashflow data is only the starting point. Lenders also need the analytics, compliance infrastructure, and data network required to use it confidently across the credit lifecycle.
In this episode of Fintech Business Weekly, EDGE founder and CEO Brian Reshefsky joins host Jason Mikula and Brigit CEO and co-founder Zuben Matthews to discuss how cashflow scores and intelligence support decisions across the lending funnel, from lead screening and application prioritization to underwriting, funding, servicing, portfolio monitoring, and recovery.
EDGE operates as a consumer reporting agency under the Fair Credit Reporting Act, issuing consumer reports derived from cashflow data. That distinction matters. It is the difference between data lenders can view and intelligence they can use compliantly and at scale.
More than 70 lenders participate in the EDGE network, which includes cashflow histories associated with nearly 5 million consumer identities. That network gives EDGE a broader foundation for developing current cashflow intelligence, including returning-consumer recognition, report refreshes, risk attributes, scores, and insights that can complement traditional bureau data across the credit lifecycle.
What you’ll take away:
See how EDGE can support smarter decisions across your credit lifecycle.